Contractors and other flexible workers should enjoy a higher minimum wage than those with secure employment, the think tank Demos has urged. A higher rate would insulate workers from some of the risk they face as a result of unsecure earnings. The think tank also suggests that banks or trade unions could administer benefits such as holiday pay. The report, financed by NatWest bank, suggested access to loans and mortgages was poorer for flexible workers. Other recommendations include training from the government and banks on managing finances when being self-employed, and automatic pension contributions.
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