A note to the reader: any reference to platforms or projects contained on this website does not constitute endorsement or recommendation by Gigpedia. The collection is provided for informational purposes only and consultation.
SBK Foundation & Foodpanda, Shajgoj - Bangladesh
Type of Innovation
A program to allow gig workers to easy access to loans. Loans are provided by the SBK Foundation based on AGAM International's AI credit-socring system.
Advantages for workers
Workers working with Foodpanda and Shajgoj will find it much easier to access loans, even if they do not have a credit score. This will allow them to make initial investments and start working immediately.
Website
Perks.gg - Kenya
What type of innovation?
A portable benefits platform for Gig workers (freelancers, independent contractors, self-employed, on-demand service providers).
Advantages for workers
A social safety net to subscribe to benefits like health insurance, retirement, savings plan, discounted memberships, product financing and so on. Workers can create a personalized plan or pick from one of the many already designed.
Website
https://perks.gg/
UpCover - Australia
What type of innovation?
A flexible, easy to use and simple insurance that covers riders for all their delivery work.
Advantages for workers
Upcover's insurance is easy to turn on (by answering a few simple questions); it costs $0.95 a day for one to three different products (ex. riders can protect their bike or bicycle, in case they injure other people or damage other property, and protect themselves in case they're injured); it's paperless (all policies are available at the click of a button).
Website
https://www.upcover.com.au/
Heru - Mexico
What type of innovation?
An app for independent workers that facilitates access to tailored services (19,000 users in just 6 months of operation).
Advantages for workers
Within the Heru app, independent contractors can find access to tailored insurance policies, working capital and credit, tax-declaration products, financial guidance, cell phone data plans and much more. Heru is also forging new partnerships including one with UberEats to sign up its Loyalty Program partners in the app so they can have discounted access to the Heru Casas and the rest of the services. Las Heru Casas are spaces designed specifically for drivers where they can go to the bathroom, hydrate, charge their cell phone, connect to WiFi or to other members of the Heru community or simply wait in a comfortable and safe place for your next trip.
Website
https://somosheru.com/
Alia - United States
What type of innovation?
Help domestic worker get paid time off and insurance for just $5 per visit. Lead by National Domestic Workers Alliance.
Advantages for workers
Domestic workers earn a bit more, through which they can finance insurance and time off.
Website
https://www.myalia.org/
IMALIPAY - KENYA, NIGERIA, SOUTH AFRICA
What type of innovation?
An embedded finance platform that provides tailored financial products to gig workers (savings, credit, insurance). Today operational in 3 countries, Kenya, Nigeria, South Africa.
Advantages for workers
Gig economy workers in the ride-hailing space are able to access bespoke financial services that powers their work, drives productivity and allow them to earn more from their work.
Website
https://www.imalipay.com
Staffinc (formerly Sampingan) - Indonesia
Type of Innovation
Sampingan is a startup that connects Indonesia's blue-collar workers with businesses that need them. It consists of three verticals - Manpower, solutions, and system - that are integrated to provide a "complete system" for its clients.
Advantages for workers
Workers get to work in a more organized sector. Their work is supervised, hence their work is noticed and awarded.
Website
Open Network for Digital Commerce - India
Type of Innovation
Govt as launched its own alternative to the gig economy called Open Network for Digital Commerce (ONDC) to help small businesses and retailers. ONDC will enable local shop owners across segments, such as mobility, grocery, food order and delivery, hotel booking and travel, to display their products and services in search results of any app.
Advantages for workers
Higher incomes due to lower margins needed on govt. platform.
Website
PayMasta & Unveel.io - Nigeria
Type of Innovation
PayMasta is an Earned Wage Access EWA company in partnership with Unveel.io to offer swift and reliable access to earned wages for gig workers.
Advantages for workers
Both companies are able to offer gig workers faster access to wages, as well as a more financially secure environment to work in.
Read more about the partnership between Unveel.io and PayMasta
Website
Foodpanda & Kalpay - Pakistan
Type of Innovation
Foodpanda has collaborated with KalPay to facilitate their riders by offering them access to purchase the latest smartphones via KalPay’s Shariah-compliant Buy Now Pay Later (BNPL) service.
Advantages for workers
This collaboration will ensure that the riders have suitable phones to help them navigate and operate the application conveniently.
Read more about the agreement between Foodpanda
Website
Jax Rideshare Rentals - United States
Type of Innovation
It is a startup that allows gig drivers to rent cars. It has been created by a former Uber driver.
Advantages for workers
Drivers can rent cars they can't own and buy themselves. They can switch from one platform to another while renting through Jax.
Read more about Jax Rideshare Rentals
Website
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