Social Security
Pension Rights
Cambodia overhauled pensions with the 2019 Law on Social Security Schemes and Sub-Decree No. 32 (2021). The current private-sector old-age pension is payable at age 60 with at least 12 months of pension contributions. . Funded by joint contributions from employers and workers.
Calculated through pension rate multiplied by average wage, with an accrual rate of 1.75 percent for the first 15 years and 1.25% thereafter, ensuring at least 40% of the reference wage. Workers not meeting the minimum contribution period receive a lump-sum old age allowance. Sources: §8 of the Law on Social Security Schemes , 2019; ISSA Country Profile; §8, 13, 32 & 34 of the sub-decree 32 On Social Security Scheme On Pension
Dependents' / Survivors' Benefit
Cambodia overhauled pensions with the 2019 Law on Social Security Schemes and Sub-Decree No. 32 (2021).
The survivors’ pension is payable when an old-age pensioner, disability pensioner, or an insured person with at least 60 months of contributions dies. The claim for the dependents/survivors’ pension must be submitted within 3 months after the insured worker’s death.
Survivors receive 45% of the deceased's old age or invalidity pension. This amount is shared equally, with 50% to the children and 50% to the spouse, provided that the deceased had at least 60 months of contribution funded by employer and worker contributions under the NSSF.
Sources: §10-11 of the Law on Social Security Schemes , 2019; ISSA Country Profile; §15-16 of the sub-decree 32 On Social Security Scheme On Pension
Invalidity Benefit
Cambodia overhauled pensions with the 2019 Law on Social Security Schemes and Sub-Decree No. 32 (2021).
Invalidity pension is payable to registered insured persons with at least 60 months of contributions who are assessed with a disability and employment has ceased due to disability. The benefit is 1.75% of the average monthly earnings per year for the first 15 years and 1.25% for each additional year, with a minimum of 45% and a maximum of 70% payable for life. .
Sources: §9 of the Law on Social Security Schemes , 2019; ISSA Country Profile; §8, 14 & 34 of the sub-decree 32 On Social Security Scheme On Pension
Regulations on Social Security
- Law on Social Security Schemes for Persons Defined by the Provisions of the Labour Law, 2002
