Social Security
Pension Rights
Cambodia overhauled pensions with the 2019 Law on Social Security Schemes and Sub-Decree No. 32 (2021). The current private-sector old-age pension is payable at age 60 with at least 12 months of pension contributions. . Funded by joint contributions from employers and workers.
Calculated through pension rate multiplied by average wage, with an accrual rate of 1.75 percent for the first 15 years and 1.25% thereafter, ensuring at least 40% of the reference wage. Workers not meeting the minimum contribution period receive a lump-sum old age allowance. Sources: §8 of the Law on Social Security Schemes , 2019; ISSA Country Profile; §8, 13, 32 & 34 of the sub-decree 32 On Social Security Scheme On Pension
Dependents' / Survivors' Benefit
Cambodia overhauled pensions with the 2019 Law on Social Security Schemes and Sub-Decree No. 32 (2021).
The survivors’ pension is payable when an old-age pensioner, disability pensioner, or an insured person with at least 60 months of contributions dies. The claim for the dependents/survivors’ pension must be submitted within 3 months after the insured worker’s death.
Survivors receive 45% of the deceased's old age or invalidity pension. This amount is shared equally, with 50% to the children and 50% to the spouse, provided that the deceased had at least 60 months of contribution funded by employer and worker contributions under the NSSF.
Sources: §10-11 of the Law on Social Security Schemes , 2019; ISSA Country Profile; §15-16 of the sub-decree 32 On Social Security Scheme On Pension
Invalidity Benefit
Cambodia overhauled pensions with the 2019 Law on Social Security Schemes and Sub-Decree No. 32 (2021).
Invalidity pension is payable to registered insured persons with at least 60 months of contributions who are assessed with a disability and employment has ceased due to disability. The benefit is 1.75% of the average monthly earnings per year for the first 15 years and 1.25% for each additional year, with a minimum of 45% and a maximum of 70% payable for life. .
Sources: §9 of the Law on Social Security Schemes , 2019; ISSA Country Profile; §8, 14 & 34 of the sub-decree 32 On Social Security Scheme On Pension
Regulations on Social Security
- Law on Social Security Schemes for Persons Defined by the Provisions of the Labour Law, 2002
Pension Rights
Cambodia overhauled pensions with the 2019 Law on Social Security Schemes and Sub-Decree No. 32 (2021). The current private-sector old-age pension is payable at age 60 with at least 12 months of pension contributions. . Funded by joint contributions from employers and workers.
Calculated through pension rate multiplied by average wage, with an accrual rate of 1.75 percent for the first 15 years and 1.25% thereafter, ensuring at least 40% of the reference wage. Workers not meeting the minimum contribution period receive a lump-sum old age allowance. Sources: §8 of the Law on Social Security Schemes , 2019; ISSA Country Profile; §8, 13, 32 & 34 of the sub-decree 32 On Social Security Scheme On Pension
Dependents' / Survivors' Benefit
Cambodia overhauled pensions with the 2019 Law on Social Security Schemes and Sub-Decree No. 32 (2021).
The survivors’ pension is payable when an old-age pensioner, disability pensioner, or an insured person with at least 60 months of contributions dies. The claim for the dependents/survivors’ pension must be submitted within 3 months after the insured worker’s death.
Survivors receive 45% of the deceased's old age or invalidity pension. This amount is shared equally, with 50% to the children and 50% to the spouse, provided that the deceased had at least 60 months of contribution funded by employer and worker contributions under the NSSF.
Sources: §10-11 of the Law on Social Security Schemes , 2019; ISSA Country Profile; §15-16 of the sub-decree 32 On Social Security Scheme On Pension
Invalidity Benefit
Cambodia overhauled pensions with the 2019 Law on Social Security Schemes and Sub-Decree No. 32 (2021).
Invalidity pension is payable to registered insured persons with at least 60 months of contributions who are assessed with a disability and employment has ceased due to disability. The benefit is 1.75% of the average monthly earnings per year for the first 15 years and 1.25% for each additional year, with a minimum of 45% and a maximum of 70% payable for life. .
Sources: §9 of the Law on Social Security Schemes , 2019; ISSA Country Profile; §8, 14 & 34 of the sub-decree 32 On Social Security Scheme On Pension
Regulations on Social Security
- Law on Social Security Schemes for Persons Defined by the Provisions of the Labour Law, 2002
