Work Injury Benefits
Disability / Work Injury Benefit
It covers persons employed in the private sector, local authorities, and parastatals. Work injuries are divided into four categories: (i) Temporary disability (ii) Partial disability (iii) Permanent disability (iv) fatal injury leading to death of a worker.
In the case of temporary disability, temporary disablement benefit at a rate of 100% of monthly covered earnings is paid for the first 30 days; thereafter, 51% of monthly earnings for total of 18 months.
A lump sum is paid if the insured has a partial degree of disability of 30% or less.
In the case of permanent incapacity/disability (over 30% disability), the insured worker's pension amount is 51% of the insured's monthly basic earnings multiplied by the assessed degree of disability. The minimum monthly disability pension is US$45.
In the case of death of a worker, 66.7% of the deceased's pension is paid to a dependent widow(er) or dependent's allowance is paid to dependent parents, brothers, and sisters for the death of an unmarried worker. Also, child's supplement (paid till a child reaches the age of 19 years) at the rate of 12.5% of the insured's pension is paid to the first child; 5% each to the second to the fifth child. Survivors’ benefits also include funeral grant as determined by NSSA (min. US$300). Survivors' pension ceases on remarriage (for a widow/widower) and a lump-sum of 24 months' pension is paid. (ref: www.nssa.org.zw)
Source: ISSA Country Profile Zimbabwe
