Insurance representatives
Insurance representatives advise on and sell life, accident, automobile, liability, endowment, fire, marine and other types of insurance to new and established clients.
Skill level: SkilledJob Responsibilities
- Obtaining information about customers’ circumstances necessary to determine appropriate type of insurance and conditions
- Negotiating with customers to determine type and degree of risk for which insurance is required
- Explaining details of insurance and conditions, risk coverage premiums and benefits to customers
- Assisting clients to determine the type and level of coverage required, calculating premiums and establishing method of payment
- Negotiating and placing reinsurance contracts
- Advising on, negotiating terms for and placing insurance contracts for large or special types of projects, installations or risks
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