Disability / Work Injury Benefit
Work injuries are divided into four categories: (i) permanent total incapacity, (ii) permanent partial incapacity, (iii) temporary incapacity, and (iv) fatal injury leading to the death of a worker.
In the case of permanent incapacity/disability, the benefit is 70% of the average monthly earnings in the three years before disability began.
In the case of temporary incapacity/disability, the benefit is 60% of the average monthly earnings for up to 26 weeks.
In the case of partial disability, if the assessed degree of disability is at least 15%, a percentage of full benefit is paid according to the assessed degree of disability.
No statutory benefits are provided in the case of temporary disability.
In the case of fatal injury, dependents (widow/widower and children) receive survivors' pension. Survivors' pension can also be paid as a lump sum. Survivor's benefits also include a death grant.
The National Social Insurance Fund Act 2023 establishes compensation and benefits for workplace injuries and disabilities. Under the new scheme, employees who suffer a work-related injury or invalidity (disability) are eligible for financial benefits (e.g., periodic payments or a lump sum) administered by the Fund. This marks the creation of a formal employment injury insurance system, which was previously absent.
Source: Work Injuries Compensation Act 1981; National Social Insurance Fund Act 2023
