[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"page:en-zm\u002Fwork-in-zambia\u002Fcollective-bargaining-agreement\u002Faddendum-to-the-collective-agreement-between-the-zsic-limited-it-s-subsidiaries-and-zambia-union-of-financial-institutions-and-allied-workers-zufiaw---2017":3},{"id":4,"slug":5,"title":6,"short_title":7,"intro_text":8,"meta_description":8,"seo_title":8,"path":9,"content_type":10,"locale":11,"go_live_at":7,"first_published_at":12,"page_created_at":13,"published_at":12,"edit_url":14,"breadcrumbs":15,"seo":23,"data":31,"children":59,"content_type_view":60,"extra_breadcrumbs":61,"body":63,"body_blocks":74,"related_pages":78},794,"collective-bargaining-agreement","Collective Bargaining Agreement",null,"","\u002Fen-zm\u002Fwork-in-zambia\u002Fcollective-bargaining-agreement","collective_agreements.collectiveagreementoverview","en_ZM","2025-07-28T05:49:16.037136+00:00","2026-04-02T12:54:48.493157+00:00","\u002Fcms\u002Fpages\u002F794\u002Fedit\u002F",[16,19,22],{"title":17,"slug":18},"Zambia","en-zm",{"title":20,"slug":21},"Work in Zambia","work-in-zambia",{"title":6,"slug":5},{"title":6,"description":8,"image":24,"canonical":25,"robots":26,"og_type":27,"twitter_card":28,"locale":18,"created_at":29,"last_modified_at":30},"https:\u002F\u002Fwageindicator.org\u002Fmedia\u002Fimages\u002FSocial_media_preview_image_-_2025.2e16d0ba.fill-1200x630.png","https:\u002F\u002Fwageindicator.org\u002Fen-zm\u002Fwork-in-zambia\u002Fcollective-bargaining-agreement\u002F","index, follow","website","summary_large_image","2025-07-28T07:49:16.037136+02:00","2026-04-02T14:54:48.647341+02:00",{"cba":32,"clauses":43,"details":57,"translations":58},{"id":33,"uid":34,"url":35,"name":36,"locale":11,"override_title":8,"title":37,"browser_title":38,"browser_description":39,"text":40},"addendum-to-the-collective-agreement-between-the-zsic-limited-it-s-subsidiaries-and-zambia-union-of-financial-institutions-and-allied-workers-zufiaw---2017","62a58fde-8fe8-11e7-8567-f23c91080f70","https:\u002F\u002Fcobra.wageindicator.org\u002Fcountries\u002Fzambia\u002Faddendum-to-the-collective-agreement-between-the-zsic-limited-it-s-subsidiaries-and-zambia-union-of-financial-institutions-and-allied-workers-zufiaw---2017\u002Faddendum-to-the-collective-agreement-between-the-zsic-limited-it-s-subsidiaries-and-zambia-union-of-financial-institutions-and-allied-workers-zufiaw---2017\u002F","Addendum to the Collective Agreement Between the ZSIC Limited & It’s Subsidiaries and Zambia Union of Financial Institutions and Allied Workers (ZUFIAW) - 2017","ZMB Zambia State Insurance Corporation (ZSIC) Limited & It’s Subsidiaries - 2017","Zambia - ZMB Zambia State Insurance Corporation (ZSIC) Limited & It’s Subsidiaries - 2017","ZMB Zambia State Insurance Corporation (ZSIC) Limited & It’s Subsidiaries - 2017 - Financial services, banking, insurance",{"name":41,"data":42},"ZSIC ADDENDUM 2017.html","\n              \u003C!--?xml version=\"1.0\" encoding=\"UTF-8\"?-->\n\n\n\n  \u003Cmeta http-equiv=\"content-type\" content=\"text\u002Fhtml; charset=UTF-8\">\n  \u003Ctitle>New2\u003C\u002Ftitle>\n  \u003Cmeta name=\"generator\" content=\"Amaya, see http:\u002F\u002Fwww.w3.org\u002FAmaya\u002F\">\n\n\n\n\u003Ch1>ADDENDUM TO THE COLLECTIVE AGREEMENT BETWEEN THE ZSIC LIMITED & IT’S\nSUBSIDIARIES AND ZAMBIA UNION OF FINANCIAL NSTITUTIONS AND ALLIED WORKERS\n(ZUFIAW) - 2017\u003C\u002Fh1>\n\n\u003Cp>SIGNED THIS 31st DAY OF MARCH 2017.\u003C\u002Fp>\n\n\u003Ch2>1.0 PREAMBLE\u003C\u002Fh2>\n\n\u003Cp>An ADDENDUM to the COLLECTIVE AGREEMENT of 2017\u002F2018 made on this 31st day\nof March Two Thousand and Seventeen (2017) between the ZSIC Group of Companies\n(namely ZSIC Limited, ZSIC Life Limited & ZSIC General insurance Limited)\n(hereinafter called “the Employers’') whose registered office is at plot\nNo. 7481 Independence Avenue, Premium House, Lusaka of the first part and the\nZambia Union of Financial institutions and Allied Workers (hereafter called\n“the Union\") of the second part.\u003C\u002Fp>\n\n\u003Cp>WHEREAS the parties have agreed and accepted the terms and conditions of\nservice as stipulated herein, and agree to incorporate a redundancy formula in\nline with Clause 35 of this 2017\u002F2018 Collective Agreement to apply to the\neligible employees of the ZSIC Group of Companies, NOW IT IS HEREBY AGREED AS\nFOLLOWS;\u003C\u002Fp>\n\n\u003Ch2>2.0 REDUNDANCY BENEFIT\u003C\u002Fh2>\n\n\u003Cdiv class=\"cbaClause highlight\" id=\"clause-contractseverancepay\">\u003Cp>Further to Clause 35 of this Agreement, in the event of a redundancy being\ninevitable or occurring inevitable, and in accordance with the law, the\nfollowing formula shall apply;\u003C\u002Fp>\n\n\u003Cp>(i) Twenty-six (26) months’ salary across the board and that the monthly\nsalary to refer to will be the salary in the month of separation.\u003C\u002Fp>\n\n\u003Cdiv class=\"cbaClause highlight\" id=\"clause-severance\">\u003Cdiv class=\"cbaClause highlight focus\" id=\"clause-severance_number\">\u003C\u002Fdiv>\u003Cdiv class=\"cbaClause highlight\" id=\"clause-severance_number_1_tenure\">\u003Cdiv class=\"cbaClause highlight focus\" id=\"clause-severance_number\">\u003Cp>(ii) Two (2) months’ salary for each completed year of service for the\nfirst ten (10) years, plus,\u003C\u002Fp>\n\n\u003Cp>(iii) For the next Ten (10) years, Three (3) months' salary for each\ncompleted year of service in excess of first Ten (10) years, plus\u003C\u002Fp>\u003C\u002Fdiv>\n\n\u003Cp>(iv) Three and a half (3.5) months’ salary for each completed year in\nexcess of Twenty (20) years, plus\u003C\u002Fp>\u003C\u002Fdiv>\u003C\u002Fdiv>\n\n\u003Cp>(v) Three (3) months' salary in lieu of notice to terminate employment,\nplus\u003C\u002Fp>\n\n\u003Cp>(vi) Repatriation Allowance\u003C\u002Fp>\u003C\u002Fdiv>\n\n\u003Cp>In WITNESS whereof the parties have set their hands at Lusaka on this 31st\nday of March Two Thousand and Seventeen (2017) in the presence of the\nsubscribing witnesses:\u003C\u002Fp>\n\n\u003Cp>FOR AND ON BEHALF OF THE ZSIC LTD & ITS SUBSIDIARIES\u003C\u002Fp>\n\n\u003Cp>*George Silutongwe\u003C\u002Fp>\n\n\u003Cp>Group CEO & Managing Director (ZSIC Group of Companies)\u003C\u002Fp>\n\n\u003Cp>**WITNESSES\u003C\u002Fp>\n\n\u003Cp>*Clint K.M. Mbangweta\u003C\u002Fp>\n\n\u003Cp>Group Director Human Resources (ZSIC Limited)\u003C\u002Fp>\n\n\u003Cp>* Charles Nakhoze\u003C\u002Fp>\n\n\u003Cp>Managing Director (ZSIC Gl Limited)\u003C\u002Fp>\n\n\u003Cp>* Peter C Lukwesa\u003C\u002Fp>\n\n\u003Cp>Managing Director (ZSIC Life Limited)\u003C\u002Fp>\n\n\u003Cp>* Joshua Malupenga\u003C\u002Fp>\n\n\u003Cp>Group Director Finance & Investments (ZSIC Limited)\u003C\u002Fp>\n\n\u003Cp>FOR AND ON BEHALF OF THE ZAMBIA UNION OF FINANCIAL INSTITUTIONS AND ALLIED\nWORKERS\u003C\u002Fp>\n\n\u003Cp>* Chingati Msiska\u003C\u002Fp>\n\n\u003Cp>General Secretary\u003C\u002Fp>\n\n\u003Cp>**WITNESSES\u003C\u002Fp>\n\n\u003Cp>* Mutelo Mabenga\u003C\u002Fp>\n\n\u003Cp>Deputy General Secretary (Finance & Administration)\u003C\u002Fp>\n\n\u003Cp>* Chabakola E. Kasukumya\u003C\u002Fp>\n\n\u003Cp>Acting Branch Chairperson - Lusaka\u003C\u002Fp>\n\n\u003Cp>* Patrick Mulumba\u003C\u002Fp>\n\n\u003Cp>Branch Chairman -Ndola\u003C\u002Fp>\n\n\u003Cp>Chishiba R. Ntebetela\u003C\u002Fp>\n\n\u003Cp>Branch Chairman - Kitwe\u003C\u002Fp>\n\n\u003Cp>\u003C\u002Fp>\n\n\u003Cp>\u003C\u002Fp>\n\n\u003Cp>\u003C\u002Fp>\n\n\u003Cp>\u003C\u002Fp>\n\n\n\n            ",{"severance_number_1_tenure":44,"contractseverancepay":48,"severance_number":52,"severance":55},{"bindId":45,"name":46,"text":47},"severance_number_1_tenure","(ii) Two (2) months’ salary for each com","(ii) Two (2) months’ salary for each completed year of service for the\nfirst ten (10) years, plus,\n\n(iii) For the next Ten (10) years, Three (3) months' salary for each\ncompleted year of service in excess of first Ten (10) years, plus\n\n(iv) Three and a half (3.5) months’ salary for each completed year in\nexcess of Twenty (20) years, plus",{"bindId":49,"name":50,"text":51},"contractseverancepay","Further to Clause 35 of this Agreement, ","Further to Clause 35 of this Agreement, in the event of a redundancy being\ninevitable or occurring inevitable, and in accordance with the law, the\nfollowing formula shall apply;\n\n(i) Twenty-six (26) months’ salary across the board and that the monthly\nsalary to refer to will be the salary in the month of separation.\n\n(ii) Two (2) months’ salary for each completed year of service for the\nfirst ten (10) years, plus,\n\n(iii) For the next Ten (10) years, Three (3) months' salary for each\ncompleted year of service in excess of first Ten (10) years, plus\n\n(iv) Three and a half (3.5) months’ salary for each completed year in\nexcess of Twenty (20) years, plus\n\n(v) Three (3) months' salary in lieu of notice to terminate employment,\nplus\n\n(vi) Repatriation Allowance",{"bindId":53,"name":46,"text":54},"severance_number","(ii) Two (2) months’ salary for each completed year of service for the\nfirst ten (10) years, plus,\n\n(iii) For the next Ten (10) years, Three (3) months' salary for each\ncompleted year of service in excess of first Ten (10) years, plus",{"bindId":56,"name":46,"text":47},"severance","\u003Chtml>\n\n    \u003Cdiv class=\"cobra-report\">\n\n        \u003Ch2>ZMB Zambia State Insurance Corporation (ZSIC) Limited & It’s Subsidiaries - 2017\u003C\u002Fh2>\n\n        \u003Cdiv class=\"section general\">\n\n            \n                \u003Cdiv id=\"display-start_date\">Start date: → 2017-03-31\u003C\u002Fdiv>\n            \n            \n\n            \n            \n                \u003Cdiv id=\"display-end_date\">End date: → Not specified\u003C\u002Fdiv>\n            \n\n            \u003C!-- TODO: previous CBA logic -->\n            \u003C!-- TODO: status logic -->\n\n            \n                \u003Cdiv id=\"display-cbaratified\">Ratified by: → Other\u003C\u002Fdiv>\n                \n                \u003Cdiv id=\"display-cbaactorratified\">\n                    Ratified on: → 2017-03-31\n                \u003C\u002Fdiv>\n            \n\n            \u003C!-- TODO: transnational_label, includingcountries_label, national_framework_label -->\n\n            \u003Cdiv id=\"display-SECTOR1\">\n                Name industry: → Financial services, banking, insurance\n            \u003C\u002Fdiv>\n\n            \u003Cdiv id=\"display-NACE2004\">\n                Name industry: → Reinsurance, Non-life insurance, Life insurance\n            \u003C\u002Fdiv>\n\n            \u003Cdiv id=\"display-FIRMPRI\">\n                Public\u002Fprivate sector: → In the public sector\n            \u003C\u002Fdiv>\n            \n            \u003Cdiv>Concluded by:\u003C\u002Fdiv>\n\n            \u003Cdiv id=\"display-CBA_MNCOMPA_1\">\n\n                \n                    \n                    \u003Cdiv>\n                        Name company: → \n                        Zambia State Insurance Corporation (ZSIC) Limited & It’s Subsidiaries\n                    \u003C\u002Fdiv>\n                \n                \u003Cdiv id=\"display-CBA_MNCOMPA_1_txt\">\u003C\u002Fdiv>\n            \u003C\u002Fdiv>\n\n            \n\n            \n\n            \u003Cdiv id=\"display-CBA_MEMTRAD4_1\">\n                Names trade unions: → \n\n                \n                    \n                    \u003Cspan>\n                        Zambia Union of Financial Institutions and Allied Workers\n                    \u003C\u002Fspan>\n                \n\n                \u003Cdiv id=\"display-CBA_MEMTRAD4_1_txt\">\u003C\u002Fdiv>\n            \u003C\u002Fdiv>\n\n            \n\n            \n\n        \u003C\u002Fdiv>\n\n        \n\n        \n\n        \n\n\n        \n\n        \n        \n        \n         \n\n        \u003Cdiv class=\"section employment-contracts\">\n            \u003Ch3 id=\"display-EMPCONTR_trigger\">EMPLOYMENT CONTRACTS\u003C\u002Fh3>\n\n            \n            \n            \n\u003Cdiv id=\"display-severance_number\">\n                Severance pay after 5 years of service (number of days' wages): → No provision days\n            \u003C\u002Fdiv>\n            \u003Cdiv id=\"display-severance_number_1_tenure\">\n                Severance pay after one year of service ((number of days' wages): → No provision days\n            \u003C\u002Fdiv>\n            \u003Cdiv id=\"display-part_time_excluded\">Part-time workers excluded from any provision: → No\u003C\u002Fdiv>\n            \u003Cdiv id=\"display-tempagency\">Provisions about temporary workers: → No\u003C\u002Fdiv>\n            \u003Cdiv id=\"display-apprentices_excluded\">Apprentices excluded from any provision: → No\u003C\u002Fdiv>\n            \u003Cdiv id=\"display-minijobs_excluded\">Minijobs\u002Fstudent jobs excluded from any provision: → No\u003C\u002Fdiv>\n        \u003C\u002Fdiv>\n        \n\n        \n\n        \n\n    \u003C\u002Fdiv>\n\n\u003C\u002Fhtml>\n",[],[],"collective_agreement",[62],{"title":37,"slug":33},[64],{"type":65,"data":66},"call_to_action_body_block",{"title":67,"description":68,"variant":69,"link":70},"Compare Collective Agreements","Compare the articles of the Collective Agreements from Zambia across sectors, topics and countries","dark",{"title":67,"url":71,"description":67,"rel":72,"type":73},"\u002Fen-zm\u002Fwork-in-zambia\u002Fcollective-bargaining-agreement\u002Fcompare-collective-agreements","follow","internal",[75],{"type":65,"data":76},{"title":67,"description":68,"variant":69,"link":77},{"title":67,"url":71,"description":67,"rel":72,"type":73},[]]