[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"page:en-gh\u002Fwork-in-ghana\u002Flabour-law\u002Fsick-leave\u002Fwork-injury-benefits":3},{"id":4,"slug":5,"title":6,"short_title":7,"intro_text":8,"meta_description":8,"seo_title":8,"path":9,"content_type":10,"locale":11,"go_live_at":7,"first_published_at":12,"page_created_at":13,"published_at":12,"edit_url":14,"breadcrumbs":15,"seo":29,"rendered":38,"description":39,"body":40,"body_blocks":41,"call_to_action":42,"owner":49,"authors":57,"show_related_pages":59,"related_pages":60,"related_sites":133,"in_subsite":59,"contact_page_url":7,"banner_message":134},744,"work-injury-benefits","Work Injury Benefits",null,"","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Fsick-leave\u002Fwork-injury-benefits","labourlaw.labourlawpage","en_GH","2025-07-27T10:50:27.184849+00:00","2026-04-08T18:10:40.136253+00:00","\u002Fcms\u002Fpages\u002F744\u002Fedit\u002F",[16,19,22,25,28],{"title":17,"slug":18},"Ghana","en-gh",{"title":20,"slug":21},"Work in Ghana","work-in-ghana",{"title":23,"slug":24},"Labour Law","labour-law",{"title":26,"slug":27},"Sick Leave","sick-leave",{"title":6,"slug":5},{"title":30,"description":8,"image":31,"canonical":32,"robots":33,"og_type":34,"twitter_card":35,"locale":18,"created_at":36,"last_modified_at":37},"Work Injury Benefits, Disability Pay - Ghana","https:\u002F\u002Fwageindicator.org\u002Fmedia\u002Fimages\u002FSocial_media_preview_image_-_2025.2e16d0ba.fill-1200x630.png","https:\u002F\u002Fwageindicator.org\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Fsick-leave\u002Fwork-injury-benefits\u002F","index, follow","website","summary_large_image","2025-07-27T12:50:27.184849+02:00","2026-04-08T20:10:40.255726+02:00","\u003Cdiv class=\"cobra-ll-view\">\n\n  \n\n    \n    \n  \n  \u003Ch1>Work Injury Benefits\u003C\u002Fh1>\n  \u003Cspan class=\"lastupdated\">This page was last updated on:\n      2026-04-03\u003C\u002Fspan>\n\n  \n\n    \n\n    \n      \n        \n          \n    \n    \n    \n        \u003Cdiv class=\"teaserItem\">\n          \u003Ch2>Disability \u002F Work Injury Benefit\u003C\u002Fh2>\n          \u003Cp>Work injuries are divided into four categories:\n(i) permanent total incapacity;\n(ii) permanent partial incapacity;\n(iii) temporary incapacity; and\n(iv) fatal injury leading to the death of a worker.\u003C\u002Fp>\n\u003Cp>In the case of permanent total incapacity\u002Fdisability, a lump sum of 96 months of the insured worker's earnings is paid.\u003C\u002Fp>\n\u003Cp>In the case of permanent partial disability, the amount of compensation depends on the assessed degree of disability. For a total permanent disability, the insured worker is paid a lump sum of 96 months (8 years) of reference earnings. A percentage of full lump-sum is paid according to the assessed degree of disability.\u003C\u002Fp>\n\u003Cp>In the case of temporary disability, the benefit is paid periodically, as a lump sum or a combination of these methods, depending on the estimated duration of the disability. The temporary disability benefit is calculated as the difference between the insured worker's earnings before the disability began and the actual or potential earnings after the disability began.\u003C\u002Fp>\n\u003Cp>In the case of fatal injury, dependents (widow\u002Fwidower\u002Fminor children) receive survivors' benefit. A lump-sum of 60 months of insured worker's earnings is paid to the dependents at the time of fatal injury. A reduced benefit is paid if the survivor is only partially dependent.\u003C\u002Fp>\n\u003Cp>A funeral grant is also paid by the employer for the funeral to the dependants, up to a maximum. If there are no dependents, the employer pays the entire cost of the funeral.\u003C\u002Fp>\n\u003Cp>Source: §1-8 of Workmen's Compensation Act, 1987 (PNDCL 187), last amended in 1994; ISSA Country Profile for Ghana\u003C\u002Fp>\n        \u003C\u002Fdiv>\n    \n\n\n        \n      \n    \n    \n    \n        \n    \n    \u003Cdiv class=\"related\">\n      \u003Ch2>Related Items\u003C\u002Fh2>\n      \n          _ll_sickleave_URL_\n      \n    \u003C\u002Fdiv>\n\n    \n\n  \n\n    \n    \n\n  \n\n  \n  \n\n  \n    \u003Cstyle>\n\n      h1, h2, h3 {\n      font-weight: bold;\n      margin-top: 20px;\n      margin-bottom: 10px;\n      }\n      \n      .related a {\n        display:block;\n        border: 1px solid transparent;\n      }\n\n      ul ol, ol ol, ol ul {\n      font-size: 100%;\n      }\n\n    \u003C\u002Fstyle>\n\n  \n\n\u003C\u002Fdiv>","Your rights: work injury benefits and disability benefits in Ghana – .","\u003Cdiv>\n\n\u003Cspan>This page was last updated on:\n      2026-04-03\u003C\u002Fspan>\n\u003Cdiv>\n\u003Ch2>Disability \u002F Work Injury Benefit\u003C\u002Fh2>\n\u003Cp>Work injuries are divided into four categories:\n(i) permanent total incapacity;\n(ii) permanent partial incapacity;\n(iii) temporary incapacity; and\n(iv) fatal injury leading to the death of a worker.\u003C\u002Fp>\n\u003Cp>In the case of permanent total incapacity\u002Fdisability, a lump sum of 96 months of the insured worker's earnings is paid.\u003C\u002Fp>\n\u003Cp>In the case of permanent partial disability, the amount of compensation depends on the assessed degree of disability. For a total permanent disability, the insured worker is paid a lump sum of 96 months (8 years) of reference earnings. A percentage of full lump-sum is paid according to the assessed degree of disability.\u003C\u002Fp>\n\u003Cp>In the case of temporary disability, the benefit is paid periodically, as a lump sum or a combination of these methods, depending on the estimated duration of the disability. The temporary disability benefit is calculated as the difference between the insured worker's earnings before the disability began and the actual or potential earnings after the disability began.\u003C\u002Fp>\n\u003Cp>In the case of fatal injury, dependents (widow\u002Fwidower\u002Fminor children) receive survivors' benefit. A lump-sum of 60 months of insured worker's earnings is paid to the dependents at the time of fatal injury. A reduced benefit is paid if the survivor is only partially dependent.\u003C\u002Fp>\n\u003Cp>A funeral grant is also paid by the employer for the funeral to the dependants, up to a maximum. If there are no dependents, the employer pays the entire cost of the funeral.\u003C\u002Fp>\n\u003Cp>Source: §1-8 of Workmen's Compensation Act, 1987 (PNDCL 187), last amended in 1994; ISSA Country Profile for Ghana\u003C\u002Fp>\n\u003C\u002Fdiv>\n\u003Cdiv>\n\u003Ch2>Related Items\u003C\u002Fh2>\n      \n          \u003Ca href='\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Fsick-leave'>Sick Leave\u003C\u002Fa>\n      \n    \u003C\u002Fdiv>\n\u003Cstyle>\n\n      h1, h2, h3 {\n      font-weight: bold;\n      margin-top: 20px;\n      margin-bottom: 10px;\n      }\n      \n      .related a {\n        display:block;\n        border: 1px solid transparent;\n      }\n\n      ul ol, ol ol, ol ul {\n      font-size: 100%;\n      }\n\n    \u003C\u002Fstyle>\n\u003C\u002Fdiv>",[],{"text":43,"link":44},"Contact Us",{"title":43,"url":45,"description":43,"rel":46,"type":47,"id":48},"\u002Fabout\u002Fcontact","follow","internal",24590,{"id":50,"first_name":51,"last_name":52,"email":53,"image":54,"function":55,"external":56},2,"Gunjan","Pandya","gunjanpandya@wageindicator.org","https:\u002F\u002Fwageindicator.org\u002Fmedia\u002Fimages\u002FGunjan-Pandya-ED_PhPZSyI.width-400.jpg","IT Specialist and Global Webmaster",false,[58],{"id":50,"first_name":51,"last_name":52,"email":53,"image":54,"function":55,"external":56},true,[61,65,69,73,77,81,85,89,93,97,101,104,105,109,113,117,121,125,129],{"id":62,"short_title":7,"title":63,"url":64},733,"Work and Wages","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Fwork-and-wages",{"id":66,"short_title":7,"title":67,"url":68},734,"Compensation and Working Time","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Fcompensation-and-working-time",{"id":70,"short_title":7,"title":71,"url":72},735,"Annual Leave and Holidays","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Fannual-leave-and-holidays",{"id":74,"short_title":7,"title":75,"url":76},736,"Contracts and Dismissals","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Fcontracts-and-dismissals",{"id":78,"short_title":7,"title":79,"url":80},737,"Notice and Severance","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Fcontracts-and-dismissals\u002Fnotice-and-severance",{"id":82,"short_title":7,"title":83,"url":84},738,"Family Responsibilities","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Ffamily-responsibilities",{"id":86,"short_title":7,"title":87,"url":88},739,"Maternity and Work","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Fmaternity-and-work",{"id":90,"short_title":7,"title":91,"url":92},740,"Job Protection","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Fmaternity-and-work\u002Fjob-protection",{"id":94,"short_title":7,"title":95,"url":96},741,"Breastfeeding","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Fmaternity-and-work\u002Fbreastfeeding",{"id":98,"short_title":7,"title":99,"url":100},742,"Health and Safety","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Fhealth-and-safety",{"id":102,"short_title":7,"title":26,"url":103},743,"\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Fsick-leave",{"id":4,"short_title":7,"title":6,"url":9},{"id":106,"short_title":7,"title":107,"url":108},745,"Social Security","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Fsocial-security",{"id":110,"short_title":7,"title":111,"url":112},746,"Unemployment Benefits","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Fsocial-security\u002Funemployment-benefits",{"id":114,"short_title":7,"title":115,"url":116},747,"Fair Treatment","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Ffair-treatment",{"id":118,"short_title":7,"title":119,"url":120},748,"Sexual Harassment","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Ffair-treatment\u002Fsexual-harassment",{"id":122,"short_title":7,"title":123,"url":124},749,"Minors and Youth","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Ffair-treatment\u002Fminors-and-youth",{"id":126,"short_title":7,"title":127,"url":128},750,"Forced Labour","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Ffair-treatment\u002Fforced-labour",{"id":130,"short_title":7,"title":131,"url":132},751,"Trade Unions","\u002Fen-gh\u002Fwork-in-ghana\u002Flabour-law\u002Ftrade-unions",[],"\u003Cp>MyWage is WageIndicator. Same organisation, same information, new look!\u003C\u002Fp>"]